Our Agents



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Cheryl Koziol

My husband and I have been in the real estate business for 27 years now. We have raised 3 great kids, Kim, Jason and Adam. Two are in college and Adam is a junior in high school. They are now old enough to start choosing their careers and one by one are choosing to get their real estate licenses among their other career choices. I believe they see how satisfying and emotionally rewarding it has been to us over the years. Yes, real estate is long hours, stressful at times, and yes, you must have great patience with all kinds of people. Everyone has their unique personalities and come from different walks of life and it always has elements in it that are very rewarding to me. I enjoy speaking with people and being able to help them find a comfortable and affordable place for their families to live in, whether it is an apartment, condo or home. Maybe it's a business for securing their future income or selling their home here so they can move on to the next chapter of their lives. I hope one thing that our kids have learned from us is that their goals shouldn't be about putting money first and foremost but it should be about building relationships built on trust, honesty and hard work. I believe if they put people first their success will always follow.

Cell: 201-446-4640


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Barbara Koziol

Barbara Koziol has earned her CRS and GRI designations as well as becoming a Broker-Associate. The CRS represents a Certified Residential Specialist, which has only been awarded to 4% of all nationwide realtors and it signifies continuing training. Barbara is a member of the Circle of Excellence which is attained by producing upwards of 3 million dollars in sales per year. She is an active member of her church and a life long resident of Bergen County.

Cell: 201-390-9497


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Louis Retort

Louis started with generation IV practically at our inception over 25 years ago and recently rejoined our sales staff. A licensed broker, certified appraiser and realtor, Mr. Retort provides decades of experience and knowledge in many areas of real estate including sales, property management, sales training, leasing, appraisals, valuations and real estate consultations. He is also well acquainted with many market areas throughout the region and experienced with many types of properties including, foreclosures, FHA, high-end, mixed use, land and commercial property. In addition, Louis has served as a volunteer on the site selection committee for Paterson Habitat for Humanity. His broad knowledge of market conditions and influences, and experience with a wide variety of clients and properties is invaluable to our clients and our company.

Cell: 201-805-9297


image  Michelle Diomede

  Bio Coming Soon



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Tina Ciaramella

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Jason Koziol

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Joe Livecchi

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